One of the persistent myths is the belief that treatment abroad is very expensive, especially when seeking care at renowned and prestigious clinics. Medical insurance either does not cover treatment for serious illnesses and surgeries, or it is too costly. As a result, there is an opinion that it is better to avoid doctors while abroad. However, the reality in Spain is quite different.
A comprehensive health insurance policy, valid in Spain, is a mandatory requirement for foreigners arriving in the country for permanent residency or obtaining a long-term visa. Its validity period at the time of document issuance is at least one month. It is important to note that this policy not only provides standard medical services but also guarantees hospitalization, outpatient treatment, all types of diagnostics, as well as treatment for serious illnesses.
What is a health insurance policy? It is a personalized document confirming the conclusion of an insurance contract between the insurer and the policyholder. The policy is issued after the contract is signed and the insurance premium is paid and is valid for one year. Its content usually includes: insurer and policyholder information, insurance object, insurance premium amount, contract duration, as well as insurance conditions.
There are many types of medical insurance policies on the market, the most popular of which include:
Basic coverage: provides basic medical services.
Full coverage with a co-payment for specialist repeat visits: provides all types of medical care, but an additional fee is charged starting from a certain number of specialist visits.
Full coverage without a co-payment for specialist repeat visits: provides a full range of medical services without additional payments for doctor visits.
Full coverage policy for students coming to study in Spain: specialized coverage covering all necessary medical services.
When choosing international medical insurance, it is important to get the optimal combination of price and quality. When buying property, this task is significantly simplified. Realtors who are already familiar with your situation can provide valuable advice and recommendations on choosing an insurance company. Their assistance will facilitate the selection process and help avoid potential problems in the future.